Retreat Protection & Provision Statement

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A Message from E.L.M. Retreats:

"We know that sometimes life happens or simply gets in the way—unforeseen illnesses, family emergencies, or unexpected work conflicts can arise. Because we want to help you protect your investment, we strongly suggest securing trip insurance or event protection. In fact, some of our own leadership team secures policies for their staffing expenses for this very reason!"

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Our Shared Commitment:

"To ensure the excellence of your experience, E.L.M. Retreats makes guaranteed, non-refundable Provision payments to the retreat center well in advance for your lodging and meals. Because of this partnership with our venue, all registration fees and deposits are strictly non-refundable."

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Travel & Event Protection Resources:

Insurance & Third‑Party Disclaimer

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The Company, E.L.M. Retreats, does not sell, solicit, bind, place, administer, or provide insurance, are not an insurance provider or agent, and do not represent any insurer. Any references to trip insurance, event protection, credit card benefits, or third‑party providers (including any names, links, phone numbers, or examples) are provided solely for general informational purposes based on independent research and do not constitute an endorsement, recommendation, warranty, guarantee, or representation regarding availability, pricing, coverage, eligibility (including any mileage or distance requirements), claims handling, or fitness for an individual’s needs. The Company assumes no responsibility or liability for any third‑party products, services, statements, or acts or omissions.

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Each individual is solely responsible for selecting, purchasing, and understanding any insurance or protection product (including any “cancel for any reason” timing requirements), for confirming all terms directly with the provider, and for determining whether any policy applies to their personal circumstances.

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Our registration provider, RegFox, offers competitive purchase‑protection options; however, participants are encouraged to explore any provider they prefer.